Too many laptops are configured with no login panel -- you open the
laptop and you are logged into the single account created for the
system. Usually that's an "Administrator" account. The risks should be
clear when a laptop configured like this is lost or stolen.
- The first user created will be an administrator -- a user who can
do virtually anything. You need an administrator account to
install software, update the OS, etc. But all Windows systems
have a user "Administrator" already -- use the existing account,
don't create another one.
- You will have a login panel showing several users if you create
another user or remove your first user from the "Administrators"
group.
How? Right click on "My Computer" to "Manage" (also
found as "Computer Management" under "Administrative Tools"),
select "Local Users and Groups" to manage users and groups --
"User Accounts" on the "Control Panel" is very glossy but very
limited.
Tip: disable all accounts where you don't want to ever see a login.